Auto Accident FAQ's
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Auto Accidents:
What if the other party does not have insurance?
Even though the other party may not have liability insurance this does not mean that no insurance may be available. If you
have purchased uninsured motorist coverage, a recovery is available. This insurance coverage may be available for any injury
you have received. In addition, potential causes of action against parties not initially known may be available such as the
Department of Transportation due to negligent road design, as an example.
The adjuster for the other driver keeps calling my home?
It is best not to talk to an adjuster until you have had the opportunity to speak to a lawyer. Keep in mind the adjuster
works for the other drivers insurance company. Their job is to pay you no money at all or as little as possible.
I don't want to go to court!
Most personal injury cases are settled prior to going to court. The instances when a trial is needed is when the insurance
company refuses to settle for the true value of the claim.
What should I do if I am in an auto accident?
The police should immediately be called so that a report may be made at the scene. Medical treatments should be immediately
received for any injuries that you may be suffering from. Keep in mind that the shock of being in a collision many times hides
any pain until hours or even days later. Do not speak to the at-fault driver's insurance company about your injury or do not
consent to a recorded statement. Seek the advice of an attorney as soon as possible.
© 2000 Jeffrey H. Dover, P.C.