Federal Trade Commission Formal Interpretation of the Treatment of Accounts Receivable Under Pre-merger Notification Rules
Federal Trade Commission
Formal interpretation prepared by the Federal Trade Commission which analyzes the treatment of accounts receivable under the Pre-merger Notification Rules, 16 C.F.R. 803.30.
Prepared Statement of the Federal Trade Commission Regarding a Proposed Tobacco Industry Settlement
Federal Trade Commission
Prepared statement from the Federal Trade Commission which discuss the competitive and economic implications of the antitrust immunity sought by the tobacco industry as part of the proposed settlement of tobacco litigation brought by various states.
FTC Staff Opinion Letter: Fair Credit Reporting Act Section 604(b)(2)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes notification requirements under the Fair Credit Reporting Act by employers to future or current employees when obtaining consumer reports.
Federal Trade Commission Formal Interpretation of Pre-merger Notification Rules, 16 C.F.R. 803.30
Federal Trade Commission
Federal Trade Commission Formal Interpretation Number 11 which discusses incorporation by reference in the Antitrust Improvements Act Pre-merger Notification and Report Forms under 16 C.F.R. ? 803.30 .
FTC Staff Opinion Letter: Fair Credit Reporting Act Sections 604(b)(2), 604(b)(3), 606(a), and 606(b)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes whether employers must comply with Fair Credit Reporting Act when obtaining consumer reports on current employees suspected of criminal or other workplace misconduct.
Avoiding Home Equity Scams
Federal Trade Commission
Federal Trade Commission consumer alert regarding home equity scams which may violate federal credit laws dealing with disclosures about loan terms, discrimination based on age, gender, marital status, race, or national origin; and debt collection.
How to Dispute Credit Report Errors
Federal Trade Commission
Steps for consumers from the Federal Trade Commission on how to obtain a credit report and dispute any reporting errors.
High Rate High Fee Loans--Section 32 Mortgages
Federal Trade Commission
Brochure from the Federal Trade Commission which describes what loans are covered under the Home Ownership and Equity Protection Act of 1994 along with its disclosure requirements, prohibited features and actions consumers make take against violators.
President Clinton Signs Amendments to Hart-Scott-Rodino Pre-Merger Notification Act
Wendelynne J. Newton of Buchanan Ingersoll & Rooney PC
On December 21, 2000, President Clinton signed into law a series of amendments to Section 7(A) of the Clayton Act, .
FTC Staff Opinion Letter: Fair Credit Reporting Act Section 603(f)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes the application of the Fair Credit Reporting Act in connection with the merging of consumer reports on individuals by a mortgage lender.
Overview of the Federal Trade Commission's Safe Harbor Framework
Larry B. Donovan of Arter & Hadden LLP
An overview of the privacy standards set forth in the new safe harbor program by the FTC
Federal Trade Commission Formal Interpretation of Pre-merger Notification Rules
Federal Trade Commission
Federal Trade Commission Formal Interpretation Number 1 regarding the filing of Special Reports where an agreement or understanding in principle to merge or acquire was reached more than ten days prior to September 5, 1978.
Frequently Asked Questions: A Guide for Small Businesses
Federal Trade Commission
List of frequently asked questions prepared by the Federal Trade Commission (FTC) for small businesses regarding deceptive advertising. Also provides guidance on how to comply with FTC advertising standards.
FTC Staff Opinion Letter: Fair Credit Reporting Act Section 603(d)(2)(C)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes whether the Fair Credit Reporting Act requires a seller of consumer merchandise to give the names of creditors of a consumer to whom the consumer's application may be submitted.
FTC Staff Opinion Letter: Fair Credit Reporting Act Section 607(b)
Federal Trade Commission
Federal Trade Commission staff opinion letter which discusses reasonable procedures under the Fair Credit Reporting Act when labeling accounts discharged in bankruptcy as "charged off as bad debt".
A Brief Overview of Practice Under Section 337
Charles F. Schill of Steptoe & Johnson LLP
The U.S. International Trade Commission ("ITC" or "Commission") administers a trade law that provides U.S. industries with a means to prevent unfair competition from imported goods. This memorandum briefly outlines the statute and the normal procedures of an investigation.
Practical Suggestions for Complying With The National Do Not Call Registry
Joseph J. Lewczak and Sofia S. Rahman of Davis & Gilbert LLP
Now that the fate of the National Do Not Call Registry (the "Registry") lies in the hands of the 10th Circuit Court of Appeals and Registry enforcement efforts have been undertaken by the Federal Trade Commission ("FTC"), the Federal Communications Commission ("FCC") and state Attorneys General, practical questions of compliance have arisen as telemarketers begin scrambling to keep up with the fast pace of developments in this area.
FTC-Rambus Trial To Set The Standard For Antitrust-IP Overlap
M. June Casalmir and Bernard Rhee of Bryan Cave LLP
Against the backdrop of multiple, private patent infringement cases, as well as a two year Federal Trade Commission investigation, the trial of the Commission's case against Rambus, Inc. began on April 30, 2003. In the Matter of Rambus, Incorporated, Docket No. 9302. Although former FTC Administrative Law Judge (ALJ) James Timony handled most of the pre-trial process, recently sworn-in ALJ Stephen McGuire will be presiding over the trial.
Y2K and State Unfair Practice Statutes
Robert E. Crotty of Kelley Drye & Warren LLP
By Robert E. Crotty* Robert S. Friedman Introduction The Year 2000 Problem (Y2K) is well-documented.
Arent Fox Alert: FTC Enforces "MADE IN USA" Standard Against Six Major Corporations
Lawrence F. Henneberger of Arent Fox LLP
This report discusses a recent ruling that helps solidify "made in the USA" standards.
Protecting Yourself when Ordering by Mail, Telephone, or Computer
Williams Kherkher
The Federal Trade Commission Mail or Telephone Order Rule covers goods ordered by mail, telephone, computer, and.
FTC Staff Opinion Letter: Fair Credit Reporting Act Section 603(d)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes applicability of the Fair Credit Reporting Act to reports disseminated by Dun & Bradstreet for a small business.
Speed Bumps On The Information Super Highway
Thomas J. Hall - Attorney at Law, S.C.
In many ways, the Internet is a consumer's paradise. Can't find that certain computer gadget in town? Pop over to.
Arent Fox Alert: FTC REVIEW: March 1999
Lewis Rose,John Feldman,Margo Block,D. Reed Freeman,Christie Grymes and Christie Grymes of Arent Fox LLP
The summary highlights FTC advertising actions against well-known corporations engaged in national advertising, law enforcement "sweeps," and civil penalty actions.
New Regulations For Internal Investigations
Hunter B. Emerick of Saalfeld Griggs PC
This update provides a brief overview of the Federal Trade Commission's opinion relating to the Fair Credit Reporting Act and internal employment investigations.
Resolving Consumer Disputes: Mediation and Arbitration
Federal Trade Commission
Brochure from the Federal Trade Commission advising consumers on the mediation and arbitration process.
FTC Staff Opinion Letter: Fair Credit Reporting Act Sections 603(d) and 605
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes the application of the Fair Credit Reporting Act in connection with the collection of consumer reports for employment purposes.
Work at Home Schemes
Federal Trade Commission
Brochure from the Federal Trade Commission which describes of common work at home schemes. Offers list of questions to ask work at home program sponsors when considering such employment.
FTC REVIEW: July 1999
Lewis Rose,John Feldman,Margo Fowler,D. Reed Freeman and Christie Grymes of Arent Fox LLP
Each month, Arent Fox's advertising lawyers prepare this summary of major law enforcement actions announced by the U.S. Federal Trade Commission ("FTC") during the previous month. The summary highlights FTC advertising actions against well-known corporations engaged in national advertising, law enforcement "sweeps," and civil penalty actions.
FTC Staff Opinion Letter: Fair Credit Reporting Act Sections 603(f) and 604(a)(3)(A)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes whether the joint user exception to the definition of consumer reporting agency under the Fair Credit Reporting Act requires disclosure to the consumer of the identity of other potential lenders.
Y2K? Y 2 Care: Communicating Product Compliance to Your Customers
Federal Trade Commission
Tips prepared by the Federal Trade Commission on how businesses can communicate to their customers the status of their Y2K compliance with existing products.
Getting a Loan: Your Home as Security
Federal Trade Commission
Brochure from the Federal Trade Commission which outlines how consumers may exercise their rights of rescission under the Federal Truth in Lending Act when using their home as collateral for a loan.
FTC Staff Opinion Letter: Fair Credit Reporting Act Section 603(k)(1)(B)(iv)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes whether the Fair Credit Reporting Act requires a landlord to provide notice of an adverse action to a co-signer/guarantor of a rental application when the action is based on a consumer report.
Government Agencies Soften Stance on What Constitutes Price Fixing
David A. Ettinger of Honigman Miller Schwartz and Cohn LLP
The Federal Trade Commission and the Department of Justice have modified their views on what constitutes.
Brand Names In Entertainment: The Trend, and The Controversy, Grows
Ronald R. Urbach,Martin Garbus and James L. Johnston of Davis & Gilbert LLP
From the Little Orphan Annie radio show sponsored by Ovaltine in the 1930’s and 40’s to the Texaco Star Theater of the late 1940’s and early 1950’s to this summer’s second season of Pepsi Smash on The WB television network, the presence of advertisers and brand names in popular entertainment has again come full circle. This latest iteration of the branded entertainment phenomenon is penetrating every form of media.
Consumer Reports: What Insurers Need to Know
Federal Trade Commission
Brochure which describes how insurers must comply with the Fair Credit Reporting Act when underwriting policies or screening high-risk applicants.
Federal Trade Commission Formal Interpretation of Early Termination of Waiting Periods Under the Pre-merger Notification Rules
Federal Trade Commission
Federal Trade Commission Formal Interpretation Number 5 which discusses granting or denying requests for early termination of the waiting period specified in 7A of the Clayton Act, 15 U.S.C. 18a.
Do Not Call Stumbles, Recovers
Joseph J. Lewczak and Ivana Starr of Davis & Gilbert LLP
On October 7, 2003, the United States 10th Circuit Court of Appeals granted the Federal Trade Commission's ("FTC") request to stay an order of the United States District Court for the District of Colorado that blocked FTC implementation and enforcement of the National Do Not Call Registry ("Registry"). In granting the stay, the Court of Appeals found that the FTC demonstrated a substantial likelihood of success on the merits and that the implementation of the Registry likely "passes muster" under the Central Hudson test.
Home Equity Loans: The Three-Day Cancellation Rule
Federal Trade Commission
Brochure from the Federal Trade Commission which explains federal credit rules that give consumers who apply for a personal loan and use their home to guarantee repayment three days to reconsider and cancel the deal without penalty.
Using Consumer Reports What Employers Need to Know
Federal Trade Commission
Brochure which describes how employers must comply with the Fair Credit Reporting Act when using consumer reports during the hiring process or during the promotion, reassignment, and retention of an employee.
Federal Trade Commission Evaluation of the Tobacco Industry Analysis Submitted to Congress on October 8, 1997
Federal Trade Commission
Evaluation prepared by the Federal Trade Commission which reviews the tobacco industry's estimates of the potential impact of a tobacco settlement on cigarette consumption and tobacco company stock prices.
Equal Credit Opportunity
Federal Trade Commission
Brochure from the Federal Trade Commission describing what a creditor may and may not do when a consumer applies for credit under standards established in the Equal Credit Opportunity Act.
FTC Staff Opinion Letter: Fair Credit Reporting Act Sections 603(h) and 604(b)(3)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes whether contract employees are considered employees under the Fair Credit Reporting Act.
FTC Staff Opinion Letter: Fair Credit Reporting Act Sections 623(a)(3) and 623(a)(5)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes whether a furnisher of information may cease reporting information disputed by a consumer until the furnisher and consumer have resolved the dispute under the Fair Credit Reporting Act.
The Truth About Advance-Free Loan Scams
Federal Trade Commission
Brochure from the Federal Trade Commission which informs consumers on how to recognize and protect themselves against scams involving advance free or guaranteed consumer and small business loans.
FTC Staff Opinion Letter: Fair Credit Reporting Act Sections 603(d) and 604(b)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes the application of the amended Fair Credit Reporting Act in connection with various background checks done for employment purposes. Includes criminal, drug, driving and credit reports.
The Credit Practices Rule--Fast Facts
Federal Trade Commission
Overview of the Federal Trade Commission's Credit Practices Rule which prohibits creditors from including certain provisions in consumer credit contracts and requires creditors to provide a written notice to consumers regarding cosigning obligations.
Complying with the Credit Practices Rule
Federal Trade Commission
Business booklet prepared by the Federal Trade Commission to assist finance companies, retailers, and other creditors to comply with the Credit Practices Rule. Also discusses liability for rule violations and how exemptions are granted.
Medical Billing: Business Opportunity Schemes
Federal Trade Commission
Brochure from the Federal Trade Commission advising consumers on how to minimize their risk of losing money to a medical billing business opportunity.
FTC Staff Opinion Letter: Fair Credit Reporting Act Sections 603, 607, 609
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes what a consumer reporting agency is and their duties under the Fair Credit Reporting Act.
The Federal Trade Commission's Cooling Off Rule
Federal Trade Commission
Brochure from the Federal Trade Commission that explains the Federal Trade Commission's Cooling-Off Rule which gives consumers three days to cancel purchases of $25 or more for items bought in their home or at a location that is not the seller's.
Hot Topics in Antitrust Review of Transactions
Ilene Knable Gotts and Philip Proger of Glasser Legal Works
A review of recent hot topics in antitrust reviews of proposed mergers and other transactions.
Tough New Rules on Employee Credit Reports
Ira Meislik of Meislik & Meislik
In a new move to protect the privacy rights of employees and prospective employees, Congress amended the F.
Recent Developments in Finalizing the US/EU Safe Harbor Program for the EU Data Directive
Thelen LLP
This article summarizes the agreements reached during the recent negotiations relating to the adoption of the Safe Harbor principles under which US companies can comply with the EU Data Directive.
Identity Theft: the FTC'S Response
Federal Trade Commission
Prepared statement of the Federal Trade Commission (FTC) on identity theft before the Subcommittee on Technology, Terrorism and Government Information of the Senate Judiciary Committee.
Federal Communications Commission Alert Regarding Auction Scams
Federal Communications Commission
Publication for consumers from the Federal Communications Commission (FCC) which describes various scams that promote fraudulent investments in FCC licenses subject to auction.
Wanted: The Bandit in Your Mailbox
Federal Trade Commission
Helpful tips from the Federal Trade Commission on how to avoid mail scams and fraud.
FTC Staff Opinion Letter: Fair Credit Reporting Act Section 603(o)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes exemptions to the term "consumer report" under Section 603(o) of the Fair Credit Reporting Act.
FTC Staff Opinion Letter: Fair Credit Reporting Act Section 623(a)(5)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes the application of the Fair Credit Reporting Act in reporting account data to consumer reporting agencies by businesses offering vehicle leases to consumers.
Solving Consumer Problems
Federal Trade Commission
Simple strategies from the Federal Trade Commission for consumers on resolving problems with products or services.
Spotting Sweet-Sounding Promises of Fraudulent Invention Promotion Firms
Federal Trade Commission
Tips from the Federal Trade Commission for consumers on how to avoid hiring fraudulent patent or invention promotion firms.
New Law Extends Fair Credit Reporting Act Preemption, ImposesNew Requirements on Credit Bureaus and Users
Goodwin Procter LLP
On Thursday, December 4, 2003, the President signed into law the Fair and Accurate Transactions Act of 2003. This Financial Services Alert article emphasizes the provisions of FACTA that most significantly affect lenders and other users of consumer reports. It should be noted that there are many other provisions that primarily affect consumer reporting agencies, particularly with regard to consumers who assert that they are victims of identity theft.
Fair Credit Reporting Act--Sexual Harassment Investigation.
Brown Schwartz & Patterson
The Federal Trade Commission (the "Commission") has taken the position that employers who utilize the services of o.
How to Right a Wrong
Federal Trade Commission
Brochure from the Federal Trade Commission which explain a consumer's rights when ordering merchandise by mail telephone order, door-to-door sales or receiving unordered merchandise.
Franchise and Business Opportunities
Federal Trade Commission
Brochure from the Federal Trade Commission (FTC) which discusses what to look out for when considering investing in a franchise or business opportunity. Includes list of what a franchise or business must disclose to an investor under the FTC's Franchise and Business Opportunity Rule.
Identity Thieves Can Ruin Your Good Name
Federal Trade Commission
Checklist for Consumers on how to guard against identity theft.
FTC Staff Opinion Letter: Fair Credit Reporting Act Section 611
Federal Trade Commission
Federal Trade Commission staff opinion letter noting that nothing in Section 611 of the Fair Credit Reporting Act requires the consumer reporting agency to duplicate the capitalization, punctuation, and paragraph styles used by the consumer.
Straight Talk About Telemarketing
Federal Trade Commission
Brochure from the Federal Trade Commission which explains the Telemarketing Sales Rule and how consumers can protect themselves against telemarketing fraud. The brochure also offers advice on how to file a complaint if you have been scammed.
Selling on the Internet: Prompt Delivery Rules
Federal Trade Commission
Overview prepared by the Federal Trade Commission for businesses regarding compliance with the ground rules set out for making promises about shipments, notifying consumers about unexpected delays, and refunding consumers? money over the Internet.
Arent Fox Alert--FTC REVIEW: June 1999
Lewis Rose,John Feldman,Margo Fowler,D. Reed Freeman and Christie Grymes of Arent Fox LLP
Each month, Arent Fox's advertising lawyers prepare this summary of major law enforcement actions announced by the U.S. FTC ("FTC") during the previous month. The summary highlights FTC advertising actions against well-known corporations engaged in national advertising, law enforcement "sweeps," and civil penalty actions.
Buying a New Car
Federal Trade Commission
Tips for consumers from the Federal Trade Commission with points to consider when purchasing a new car. Includes a vocabulary list of commonly used negotiating terms and general information on issues surrounding financing.
FTC Staff Opinion Letter: Fair Credit Reporting Act Sections 604(b)(2)(A), 604(b)(2)(B)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes if, under the Fair Credit Reporting Act an employer can comply with the disclosure and authorization requirements to future or present employees by including both in a single document.
Other Trade News in Brief
Paul, Hastings, Janofsky & Walker LLP
Ports Dispute Update The Japanese Transport Ministry plans to amend the Harbor Transport .
FTC Business Alert: When Yellow Page Invoices are Bogus
Federal Trade Commission
Tips from the Federal Trade Commission for business on how to detect protect themselves against phony yellow page solicitations.
FTC Seeks To Expand Scope of Telemarketing Sales Rule
Arent Fox LLP
This alert reviews the FTC's notice of intention to review its Telemarketing Sales Rule of 1995.
Arent Fox Alert: Use of the Term "Free" and Similar Representations
Lewis Rose and D. Reed Freeman of Arent Fox LLP
This article provides a discussion of FTC guidelines involving certain terms denoting free items.
Complying with the Made In the USA Standard
Federal Trade Commission
Federal Trade Commission publication which provides guidance to manufacturers about how to comply with the "all or virtually all" Made in the USA standards.
Fraudulent Health Claims: Don't Be Fooled
Federal Trade Commission
Brochure from the Federal Trade Commission which describes for consumers how to spot fraudulently marketed, and sometimes useless health care products and treatments. It also describes areas where fraud flourishes and how to protect yourself.
Federal Trade Commission Formal Interpretation of Pre-merger Notification Rules, 16 C.F.R. ? 803.30
Federal Trade Commission
Federal Trade Commission Formal Interpretation Number 6 which discusses incorporation by reference in the Antitrust Improvements Act Pre-merger Notification and Report Forms under 16 C.F.R. ? 803.30 .
Screening Advertisements A Guide for the Media
Federal Trade Commission
Guide prepared by the Federal Trade Commission which identifies the most common types of deceptions found in ads for get-rich-quick schemes, weight loss fraud, health fraud, credit repair and loan scams, travel fraud and product misrepresentations.
Buying a Used Car
Federal Trade Commission
Tips for consumers from the Federal Trade Commission with points to consider when purchasing a used car. Explores issues such as payment options and private or dealer sales.
Truth in Leasing Fast Facts
Federal Trade Commission
Brochure from the Federal Trade Commission which describes how the Consumer Leasing Act and the regulations issued by the Federal Reserve Board to carry it out assist consumers when leasing personal property.
New FTC Regulations On Proper Destruction of "Consumer Information": Steps Employers Need to Take to Comply
Philip L. Gordon and Cathy S. Beyda of Littler Mendelson, P.C.
Effective June 1, 2005, the new regulations require employers to take reasonable steps to prevent unauthorized use of and access to consumer information during disposal of such information.
Profits in Pyramid Schemes? Don't Bank on ItÃÂ
Federal Trade Commission
Brochure from the Federal Trade Commission which describes how pyramid schemes work and how to avoid them.
Employers Bound by FTC's New Consumer Information Disposal Rule
Sherry L. Travers of Thompson, Coe, Cousins & Irons, LLP
On June 1, the Federal Trade Commission's (FTC) new rule regarding disposal of personally identifying consumer information took effect. This rule was implemented as part of the Fair and Accurate Credit Transactions Act of 2003 to help combat consumer fraud and identity theft by prohibiting the improper disposal of consumer information. The rule applies to every company, regardless of industry or size, that obtains personally identifying consumer information derived from a credit report.
Rambus Cleared: FTC Standards-Setting MisconductClaims Dismissed
Nicholas G. Papastavros and Timothy W. Mungovan of Nixon Peabody LLP
In a sweeping, 350-page decision, the Federal Trade Commission Chief Administrative Law Judge Stephen J. McGuire dealt a significant blow to the FTCÂs attempts to promote competition by reining in the patent system, dismissing all claims brought by the FTC against Rambus, Inc., the California-based developer of semiconductor memory devices. Over the past several years, the FTC has become increasingly concerned about the potential anticompetitive impact of corporate involvement in standards-setting organizations.
Antitrust Enforcement and The Consumer
Department of Justice
This pamphlet was prepared by the Department of Justice to alert consumers to the existence and importance of antitrust laws and to explain what the consumer can do for antitrust enforcement can for him/herself.
Labeling Alternative Fueled Vehicles
Federal Trade Commission
Guide prepared by the Federal Trade Commission which discusses the labeling requirements for alternative fueled vehicles (Subpart C of the Alternative Fuels and Alternative Fueled Vehicles Rule).
Federal Trade Commission Franchise and Business Opportunities: Frequently Asked Questions
Federal Trade Commission
Brochure prepared by the Federal Trade Commission with answers some frequently asked questions asked when purchasing a franchise. Includes tips on how to get pre-sale disclosure statements, how to file a complaint or find a lawyer.
FCC License Auctions
Federal Trade Commission
Brochure from the Federal Trade Commission which describes what consumers need to know when considering investing in a license for a wireless telecommunications service.
Borrowers BewareÃÂ
Some DON'TS for Home Equity Loans
Williams Kherkher
The Federal Trade Commission has issued these recommendations to protect against losing your home to inappropriate .
Shopping by Phone or Mail
Federal Trade Commission
Description of the Duties of Merchandisers Under the Federal Trade Commission's Mail or Telephone Order Rule.
FTC Seeks to Expand Regulation of Financial Privacy
Arent Fox LLP
This alert reviews the FTC's proposed rules expanding the regulation of financial privacy. The proposed rule would regulate parties that are not financial institutions by limiting the transfer of nonpublic personal information received from financial institutions.
Alternative Fueled Vehicles and Alternative Vehicle Fuels
Federal Trade Commission
Brochure from the Federal Trade Commission which explains the labels consumers see on alternative fueled vehicles and alternative fuel dispensers, and suggests several important factors to consider as they investigate the purchase of an alternative fueled vehicles.
Federal Election Commission Approves New Rule to Streamline Enforcement of Disclosure Reporting, Impose Mandatory Fines for Late Filing and Non-Reporting
Arent Fox LLP
This article reviews the Federal Election Commission's new rule relating to disclosure reporting for candidates and political committees.
Federal Trade Commission Formal Interpretation Regarding Attorney-Client Communications Under the Hart-Scott-Rodino Antitrust Act
Federal Trade Commission
Federal Trade Commission Formal Interpretation Number 8 which discusses the treatment of attorney-client communications in the pre-merger notification rules under the Hart-Scott-Rodino Antitrust Improvements Act of 1976.
Messenger Model IPA's Face Antitrust Enforcement
Marian Wossum Schlow of Broad and Cassel
An "Independent Provider Association" ("IPA") network formed by a group of general and vascular surgeons in Tampa, .
Cosigning a Loan
Federal Trade Commission
Information for consumers from the Federal Trade Commission regarding the rights and responsibilities associated with cosigning a loan.
Recent Decision Casts Doubt on Scope of Section 17200 in Cases Involving Securities Transactions
Karl D. Belgum and Adam Brezine of Thelen LLP
California's unfair competition law - Business and Professions Code ç17200 - imposes civil liability for "any unlawful, unfair or fraudulent business act or practice and unfair, deceptive, untrue or misleading advertising." A recent California appeals court decision purports to impose a significant new limitation on the scope of ç17200, holding that the statute does not encompass actions arising out of "securities transactions."
FTC Announces Another Change To HSR Treatment Of Limited Liability Companies
Nixon Peabody LLP
This article reviews the amended rules relating to the formation and acquisition of limited liability companies.
Fiscal Year 1997 Annual Report to Congress--Hart Scott Rodino Pre-merger Notification Program
Federal Trade Commission
1997 Annual Report from the Federal Trade Commission and the Department of Justice which evaluates the Hart-Scott Rodino Act pre-merger notification program.
FTC Staff Opinion Letter: Fair Credit Reporting Act Sections 603(f), 604(b), 606, 615(a)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes the application of the Fair Credit Reporting Act to public school districts in connection with background checks they conduct on employment applicants.
Electronic Signature Standards Create Contracting Options
Barry J. Hurewitz,Barry J. Hurewitz,Barry J. Hurewitz,Barry J. Hurewitz and Barry J. Hurewitz of Wilmer Cutler Pickering Hale and Dorr LLP
When the federal 'electronic signature' law was enacted nearly two years ago, proponents predicted a rapid shift toward electronic transactions. Critics feared a plague of fraud, privacy invasions, and identity theft. The current state of electronic contracting is somewhere between these extremes.
Car Ads: Reading Between the Lines
Federal Trade Commission
Tips from the Federal Trade Commission which help consumers evaluate automobile advertisements that offer unusually low interest rates and other special promotions. Includes lists of questions to ask automobile dealers.
Federal Trade Commission Formal Interpretation Concerning Reporting and Waiting Period Requirements for Airlines Under 16 CFR Part 802
Federal Trade Commission
Federal Trade Commission Formal Interpretation Number 14 which states that any airline merger or acquisition consummated on or after January 1, 1989, must be reviewed under the Hart-Scott-Rodino pre-merger notification program.
FTC Staff Opinion Letter: Fair Credit Reporting Act Section 605
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes whether the time limits on reporting adverse information found in the Fair Credit Reporting Act apply to the verification of graduation and past employment.
What Role Should State Attorneys General Have in Clayton Act Premerger Enforcement?
Ilene Knable Gotts of Glasser Legal Works
A discussion of the role of state attorneys general in premerger enforcement actions.
Why Your Company Should Develop a Consumer Privacy Policy for Website Collection or Dissemination of Personally Identifying Consumer Information
Kevin J. McNeely of Partridge Snow & Hahn LLP
The rapid growth of online commerce has spurred federal regulators into action to protect consumer privacy rights. .
FTC Staff Opinion Letter: Fair Credit Reporting Act Sections 603(d)(1), 603(f), 604(b)(2), 613
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes the application of the Fair Credit Reporting Act to background checks obtained on both applicants for employment, and on current employees suspected of wrongdoing in the workplace.
WTO Talks To Continue in Geneva after Seattle Failure
Paul, Hastings, Janofsky & Walker LLP
The failure this month of the Seattle Ministerial this month effectively ends the prospects for a comprehensive rou.
Forestry and Fisheries Dispute
Paul, Hastings, Janofsky & Walker LLP
The bipartisan leadership of the Senate Finance Committee has asked the International Trade Commission to inve.
Job Ads, Job Scams, and "900" Numbers
Beverly McLean Murray
I saw an ad in the newspaper for a construction job. The ad said to dial an "800" toll-free number for an .
FTC Staff Opinion Letter: Fair Credit Reporting Act Section 604(a)(3)
Federal Trade Commission
Federal Trade Commission staff opinion letter which discusses if, under the Fair Credit Reporting Act, prospective employers are prohibited from obtaining consumer reports prior to a conditional offer of employment to the consumer.
Discosure Of Security Breaches Required By New California Privacy Legislation
Cheryl A. Falvey,Elaine M. Laflamme and Michael A. Oakes of Akin Gump Strauss Hauer & Feld LLP
Companies that maintain electronic personal information regarding California residents have a new privacy compliance obligation effective July 1, 2003. In response to hackers breaking into the state of California's payroll database containing personal and financial information on the state's 265,000 employees, voters in that state passed a bill requiring companies doing business in California, as well as state agencies, to disclose publicly any computer security breaches that involve the personal information of a California resident.
Mortgage Servicing Fast Facts
Federal Trade Commission
Brochure from the Federal Trade Commission which describes consumer rights under the National Affordable Housing Act. The brochure also describes the responsibilities of home mortgage services.
FTC Staff Opinion Letter: Fair Credit Reporting Act Sections 604(b)(3), 609(a)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes obligations under the Fair Credit Employment act to provide copies of consumer reports to consumers when a person intends to take an adverse action against that consumer.
Recent Penalties for HSR Non-Compliance
Chris T. Compton and Perry J. Narancic of Wilson Sonsini Goodrich & Rosati
This article discusses the Federal Trade Commission's vigorous enforcement policy against firms or individuals that have failed to comply with the HSR Act, where they either knew or ought to have known of the Act's requirements.
How to Avoid Losing Your Money to Investment Frauds
Federal Trade Commission
Tips from the Federal Trade Commission for investors on how to spot fraudulent investment promoters and investments.
Federal Trade Commission Guide Concerning Use of the Word ``Free" and Similar Representations
Federal Trade Commission
Guide prepared by the Federal Trade Commission for businesses on using the word "free" to promote merchandise or services.
FTC Revised Promotional Guides Under the Robinson-Patman Act
David T Steffen of Pillsbury Winthrop Shaw Pittman LLP
The FTC revised its Guides for Advertising Allowances and Other Merchandising Payments and Services under the Rob.
Mergers & Acquisitions Primer
Robert W Doyle of Federal Trade Comm. Competition Bureau
Most large mergers and acquisitions are reviewed by the United States government prior to consummation. The two agencies reviewing these transactions are the Department of Justice ("DOJ") and the Federal Trade Commission ("FTC"). In order to provide a degree of predictability in those reviews, the agencies have promulgated a set of rules with regard to how the parties report their transactions to the government and how those transactions are evaluated. This note provides some background on both the premerger notification requirements and the guidelines for evaluating mergers.
Oregon becomes center for tech trade groups
Timothy F. Haslach of Schwabe, Williamson & Wyatt
While Delaware is widely known as home state for many corporations because of a favorable tax climate, Oregon - on a smaller scale - is gaining recognition as homeport for an emerging group of organizations that determine many standards and specifications vitally important to the high-technology industry.
Benchmarking and the Antitrust Laws
Pillsbury Winthrop Shaw Pittman LLP
This article reviews the practice of benchmarking between two companies and the impact of this activity on antitrust laws.
Federal Trade Commission Names Its Dirty Dozen: 12 Scams Most Likely to Arrive Via Bulk Email
Federal Trade Commission
Brochure from the Federal Trade Commission which identifies the twelve scams that are most likely to arrive in consumers' email boxes.
FTC Review
Arent Fox LLP
In this edition of the FTC Review, the author discusses a FTC ruling that requires Doan's Pills to run corrective advertising. In addition, this edition provides an update on several FTC clean sweeps that are occurring in the travel and the internet.
Negative Option Plans for Books, Records, Videos: Fast Facts
Federal Trade Commission
Brochure which describes how negative option plans work and explains consumer rights under the Federal Trade Commission's Negative Option Rule.
DOJ/FTC Guidelines for Collaborations Among Competitors
Nixon Peabody LLP
This article reviews the Federal Trade Commission and the Department of Justice's Antitrust Guidelines for Collaboration Among Competitors. These guidelines help to explain how the FTC and DOJ's analyze certain antitrust issues raised by collaboration among competitors.
Revised Policy Statements on Health Care Antitrust Enforcement Signal Green Light for Physician and Multi-Provider Network Development
Gabriel L. Imperato of Broad and Cassel
The Department of Justice ("DOJ") and Federal Trade Commission's ("FTC") revised statements of antitrust enforcemen.
FTC Staff Opinion Letter: Fair Credit Reporting Act Sections 603(d), 603(f), and 604(b)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes the disclosure requirements under the Fair Credit Reporting Act when information is provided telephonically to prospective employers about the prior work experience of applicants.
Getting Business Credit: Fast Facts
Federal Trade Commission
Brochure from the Federal Trade Commission which summarizes how a business owner or a person planning to start a business can protect themselves against illegal discrimination in business credit under the Equal Credit Opportunity Act.
FTC Staff Opinion Letter: Fair Credit Reporting Act Sections 604(b), 605, 607
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes reporting responsibilities of consumer reporting agencies of criminal convictions that are more than seven years old and notification requirements of other criminal or negative information.
Utility Credit: Fast Facts
Federal Trade Commission
Brochure from the Federal Trade Commission which describes consumer protections against utility credit discrimination under the Equal Credit Opportunity Act.
File Segregation: New ID Is a Bad Idea
Federal Trade Commission
Overview for consumers from the Federal Trade Commission describing the ramifications of illegal bankruptcy file segregation.
Enforcement Policy Statement on U.S. Origin Claims
Federal Trade Commission
Federal Trade Commission policy statement which provides guidance on the FTC's enforcement policy with respect to the use of "Made in USA" and other U.S. origin claims in advertising and labeling.