Federal Trade Commission Formal Interpretation of the Treatment of Accounts Receivable Under Pre-merger Notification Rules
Federal Trade Commission
Formal interpretation prepared by the Federal Trade Commission which analyzes the treatment of accounts receivable under the Pre-merger Notification Rules, 16 C.F.R. 803.30.
Buying a Used Car
Federal Trade Commission
Tips for consumers from the Federal Trade Commission with points to consider when purchasing a used car. Explores issues such as payment options and private or dealer sales.
Truth in Leasing Fast Facts
Federal Trade Commission
Brochure from the Federal Trade Commission which describes how the Consumer Leasing Act and the regulations issued by the Federal Reserve Board to carry it out assist consumers when leasing personal property.
Federal Trade Commission Formal Interpretation of Pre-merger Notification Rules, 16 C.F.R. 803.30
Federal Trade Commission
Federal Trade Commission Formal Interpretation Number 11 which discusses incorporation by reference in the Antitrust Improvements Act Pre-merger Notification and Report Forms under 16 C.F.R. ? 803.30 .
Profits in Pyramid Schemes? Don't Bank on ItÃÂ
Federal Trade Commission
Brochure from the Federal Trade Commission which describes how pyramid schemes work and how to avoid them.
Employers Bound by FTC's New Consumer Information Disposal Rule
Sherry L. Travers of Thompson, Coe, Cousins & Irons, LLP
On June 1, the Federal Trade Commission's (FTC) new rule regarding disposal of personally identifying consumer information took effect. This rule was implemented as part of the Fair and Accurate Credit Transactions Act of 2003 to help combat consumer fraud and identity theft by prohibiting the improper disposal of consumer information. The rule applies to every company, regardless of industry or size, that obtains personally identifying consumer information derived from a credit report.
FTC Staff Opinion Letter: Fair Credit Reporting Act Sections 604(b)(2), 604(b)(3), 606(a), and 606(b)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes whether employers must comply with Fair Credit Reporting Act when obtaining consumer reports on current employees suspected of criminal or other workplace misconduct.
Avoiding Home Equity Scams
Federal Trade Commission
Federal Trade Commission consumer alert regarding home equity scams which may violate federal credit laws dealing with disclosures about loan terms, discrimination based on age, gender, marital status, race, or national origin; and debt collection.
Rambus Cleared: FTC Standards-Setting MisconductClaims Dismissed
Nicholas G. Papastavros and Timothy W. Mungovan of Nixon Peabody LLP
In a sweeping, 350-page decision, the Federal Trade Commission Chief Administrative Law Judge Stephen J. McGuire dealt a significant blow to the FTCÂs attempts to promote competition by reining in the patent system, dismissing all claims brought by the FTC against Rambus, Inc., the California-based developer of semiconductor memory devices. Over the past several years, the FTC has become increasingly concerned about the potential anticompetitive impact of corporate involvement in standards-setting organizations.
How to Dispute Credit Report Errors
Federal Trade Commission
Steps for consumers from the Federal Trade Commission on how to obtain a credit report and dispute any reporting errors.
Borrowers BewareÃÂ
Some DON'TS for Home Equity Loans
Williams Kherkher
The Federal Trade Commission has issued these recommendations to protect against losing your home to inappropriate .
Shopping by Phone or Mail
Federal Trade Commission
Description of the Duties of Merchandisers Under the Federal Trade Commission's Mail or Telephone Order Rule.
Federal Trade Commission Formal Interpretation of Pre-merger Notification Rules
Federal Trade Commission
Federal Trade Commission Formal Interpretation Number 1 regarding the filing of Special Reports where an agreement or understanding in principle to merge or acquire was reached more than ten days prior to September 5, 1978.
Frequently Asked Questions: A Guide for Small Businesses
Federal Trade Commission
List of frequently asked questions prepared by the Federal Trade Commission (FTC) for small businesses regarding deceptive advertising. Also provides guidance on how to comply with FTC advertising standards.
FTC Seeks to Expand Regulation of Financial Privacy
Arent Fox LLP
This alert reviews the FTC's proposed rules expanding the regulation of financial privacy. The proposed rule would regulate parties that are not financial institutions by limiting the transfer of nonpublic personal information received from financial institutions.
Alternative Fueled Vehicles and Alternative Vehicle Fuels
Federal Trade Commission
Brochure from the Federal Trade Commission which explains the labels consumers see on alternative fueled vehicles and alternative fuel dispensers, and suggests several important factors to consider as they investigate the purchase of an alternative fueled vehicles.
A Brief Overview of Practice Under Section 337
Charles F. Schill of Steptoe & Johnson LLP
The U.S. International Trade Commission ("ITC" or "Commission") administers a trade law that provides U.S. industries with a means to prevent unfair competition from imported goods. This memorandum briefly outlines the statute and the normal procedures of an investigation.
Y2K and State Unfair Practice Statutes
Robert E. Crotty of Kelley Drye & Warren LLP
By Robert E. Crotty* Robert S. Friedman Introduction The Year 2000 Problem (Y2K) is well-documented.
Arent Fox Alert: FTC Enforces "MADE IN USA" Standard Against Six Major Corporations
Lawrence F. Henneberger of Arent Fox LLP
This report discusses a recent ruling that helps solidify "made in the USA" standards.
Protecting Yourself when Ordering by Mail, Telephone, or Computer
Williams Kherkher
The Federal Trade Commission Mail or Telephone Order Rule covers goods ordered by mail, telephone, computer, and.
Arent Fox Alert: FTC REVIEW: March 1999
Lewis Rose,John Feldman,Margo Block,D. Reed Freeman,Christie Grymes and Christie Grymes of Arent Fox LLP
The summary highlights FTC advertising actions against well-known corporations engaged in national advertising, law enforcement "sweeps," and civil penalty actions.
Messenger Model IPA's Face Antitrust Enforcement
Marian Wossum Schlow of Broad and Cassel
An "Independent Provider Association" ("IPA") network formed by a group of general and vascular surgeons in Tampa, .
Work at Home Schemes
Federal Trade Commission
Brochure from the Federal Trade Commission which describes of common work at home schemes. Offers list of questions to ask work at home program sponsors when considering such employment.
Fiscal Year 1997 Annual Report to Congress--Hart Scott Rodino Pre-merger Notification Program
Federal Trade Commission
1997 Annual Report from the Federal Trade Commission and the Department of Justice which evaluates the Hart-Scott Rodino Act pre-merger notification program.
Y2K? Y 2 Care: Communicating Product Compliance to Your Customers
Federal Trade Commission
Tips prepared by the Federal Trade Commission on how businesses can communicate to their customers the status of their Y2K compliance with existing products.
Consumer Reports: What Insurers Need to Know
Federal Trade Commission
Brochure which describes how insurers must comply with the Fair Credit Reporting Act when underwriting policies or screening high-risk applicants.
Federal Trade Commission Formal Interpretation of Early Termination of Waiting Periods Under the Pre-merger Notification Rules
Federal Trade Commission
Federal Trade Commission Formal Interpretation Number 5 which discusses granting or denying requests for early termination of the waiting period specified in 7A of the Clayton Act, 15 U.S.C. 18a.
Car Ads: Reading Between the Lines
Federal Trade Commission
Tips from the Federal Trade Commission which help consumers evaluate automobile advertisements that offer unusually low interest rates and other special promotions. Includes lists of questions to ask automobile dealers.
Using Consumer Reports What Employers Need to Know
Federal Trade Commission
Brochure which describes how employers must comply with the Fair Credit Reporting Act when using consumer reports during the hiring process or during the promotion, reassignment, and retention of an employee.
Federal Trade Commission Formal Interpretation Concerning Reporting and Waiting Period Requirements for Airlines Under 16 CFR Part 802
Federal Trade Commission
Federal Trade Commission Formal Interpretation Number 14 which states that any airline merger or acquisition consummated on or after January 1, 1989, must be reviewed under the Hart-Scott-Rodino pre-merger notification program.
FTC Staff Opinion Letter: Fair Credit Reporting Act Sections 603(h) and 604(b)(3)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes whether contract employees are considered employees under the Fair Credit Reporting Act.
What Role Should State Attorneys General Have in Clayton Act Premerger Enforcement?
Ilene Knable Gotts of Glasser Legal Works
A discussion of the role of state attorneys general in premerger enforcement actions.
The Truth About Advance-Free Loan Scams
Federal Trade Commission
Brochure from the Federal Trade Commission which informs consumers on how to recognize and protect themselves against scams involving advance free or guaranteed consumer and small business loans.
The Credit Practices Rule--Fast Facts
Federal Trade Commission
Overview of the Federal Trade Commission's Credit Practices Rule which prohibits creditors from including certain provisions in consumer credit contracts and requires creditors to provide a written notice to consumers regarding cosigning obligations.
FTC Staff Opinion Letter: Fair Credit Reporting Act Sections 603(d) and 604(b)
Federal Trade Commission
Federal Trade Commission staff opinion letter which analyzes the application of the amended Fair Credit Reporting Act in connection with various background checks done for employment purposes. Includes criminal, drug, driving and credit reports.
Complying with the Credit Practices Rule
Federal Trade Commission
Business booklet prepared by the Federal Trade Commission to assist finance companies, retailers, and other creditors to comply with the Credit Practices Rule. Also discusses liability for rule violations and how exemptions are granted.
Forestry and Fisheries Dispute
Paul, Hastings, Janofsky & Walker LLP
The bipartisan leadership of the Senate Finance Committee has asked the International Trade Commission to inve.
Medical Billing: Business Opportunity Schemes
Federal Trade Commission
Brochure from the Federal Trade Commission advising consumers on how to minimize their risk of losing money to a medical billing business opportunity.
Job Ads, Job Scams, and "900" Numbers
Beverly McLean Murray
I saw an ad in the newspaper for a construction job. The ad said to dial an "800" toll-free number for an .
The Federal Trade Commission's Cooling Off Rule
Federal Trade Commission
Brochure from the Federal Trade Commission that explains the Federal Trade Commission's Cooling-Off Rule which gives consumers three days to cancel purchases of $25 or more for items bought in their home or at a location that is not the seller's.
FTC Staff Opinion Letter: Fair Credit Reporting Act Section 604(a)(3)
Federal Trade Commission
Federal Trade Commission staff opinion letter which discusses if, under the Fair Credit Reporting Act, prospective employers are prohibited from obtaining consumer reports prior to a conditional offer of employment to the consumer.
Discosure Of Security Breaches Required By New California Privacy Legislation
Cheryl A. Falvey,Elaine M. Laflamme and Michael A. Oakes of Akin Gump Strauss Hauer & Feld LLP
Companies that maintain electronic personal information regarding California residents have a new privacy compliance obligation effective July 1, 2003. In response to hackers breaking into the state of California's payroll database containing personal and financial information on the state's 265,000 employees, voters in that state passed a bill requiring companies doing business in California, as well as state agencies, to disclose publicly any computer security breaches that involve the personal information of a California resident.
Mortgage Servicing Fast Facts
Federal Trade Commission
Brochure from the Federal Trade Commission which describes consumer rights under the National Affordable Housing Act. The brochure also describes the responsibilities of home mortgage services.
Recent Penalties for HSR Non-Compliance
Chris T. Compton and Perry J. Narancic of Wilson Sonsini Goodrich & Rosati
This article discusses the Federal Trade Commission's vigorous enforcement policy against firms or individuals that have failed to comply with the HSR Act, where they either knew or ought to have known of the Act's requirements.
Recent Developments in Finalizing the US/EU Safe Harbor Program for the EU Data Directive
Thelen LLP
This article summarizes the agreements reached during the recent negotiations relating to the adoption of the Safe Harbor principles under which US companies can comply with the EU Data Directive.
How to Avoid Losing Your Money to Investment Frauds
Federal Trade Commission
Tips from the Federal Trade Commission for investors on how to spot fraudulent investment promoters and investments.
Wanted: The Bandit in Your Mailbox
Federal Trade Commission
Helpful tips from the Federal Trade Commission on how to avoid mail scams and fraud.
Solving Consumer Problems
Federal Trade Commission
Simple strategies from the Federal Trade Commission for consumers on resolving problems with products or services.
Franchise and Business Opportunities
Federal Trade Commission
Brochure from the Federal Trade Commission (FTC) which discusses what to look out for when considering investing in a franchise or business opportunity. Includes list of what a franchise or business must disclose to an investor under the FTC's Franchise and Business Opportunity Rule.
Identity Thieves Can Ruin Your Good Name
Federal Trade Commission
Checklist for Consumers on how to guard against identity theft.
FTC Staff Opinion Letter: Fair Credit Reporting Act Section 611
Federal Trade Commission
Federal Trade Commission staff opinion letter noting that nothing in Section 611 of the Fair Credit Reporting Act requires the consumer reporting agency to duplicate the capitalization, punctuation, and paragraph styles used by the consumer.
Benchmarking and the Antitrust Laws
Pillsbury Winthrop Shaw Pittman LLP
This article reviews the practice of benchmarking between two companies and the impact of this activity on antitrust laws.
Selling on the Internet: Prompt Delivery Rules
Federal Trade Commission
Overview prepared by the Federal Trade Commission for businesses regarding compliance with the ground rules set out for making promises about shipments, notifying consumers about unexpected delays, and refunding consumers? money over the Internet.
Federal Trade Commission Names Its Dirty Dozen: 12 Scams Most Likely to Arrive Via Bulk Email
Federal Trade Commission
Brochure from the Federal Trade Commission which identifies the twelve scams that are most likely to arrive in consumers' email boxes.
Straight Talk About Telemarketing
Federal Trade Commission
Brochure from the Federal Trade Commission which explains the Telemarketing Sales Rule and how consumers can protect themselves against telemarketing fraud. The brochure also offers advice on how to file a complaint if you have been scammed.
Buying a New Car
Federal Trade Commission
Tips for consumers from the Federal Trade Commission with points to consider when purchasing a new car. Includes a vocabulary list of commonly used negotiating terms and general information on issues surrounding financing.
Negative Option Plans for Books, Records, Videos: Fast Facts
Federal Trade Commission
Brochure which describes how negative option plans work and explains consumer rights under the Federal Trade Commission's Negative Option Rule.
FTC Business Alert: When Yellow Page Invoices are Bogus
Federal Trade Commission
Tips from the Federal Trade Commission for business on how to detect protect themselves against phony yellow page solicitations.
FTC Seeks To Expand Scope of Telemarketing Sales Rule
Arent Fox LLP
This alert reviews the FTC's notice of intention to review its Telemarketing Sales Rule of 1995.
Revised Policy Statements on Health Care Antitrust Enforcement Signal Green Light for Physician and Multi-Provider Network Development
Gabriel L. Imperato of Broad and Cassel
The Department of Justice ("DOJ") and Federal Trade Commission's ("FTC") revised statements of antitrust enforcemen.
Getting Business Credit: Fast Facts
Federal Trade Commission
Brochure from the Federal Trade Commission which summarizes how a business owner or a person planning to start a business can protect themselves against illegal discrimination in business credit under the Equal Credit Opportunity Act.
Complying with the Made In the USA Standard
Federal Trade Commission
Federal Trade Commission publication which provides guidance to manufacturers about how to comply with the "all or virtually all" Made in the USA standards.
File Segregation: New ID Is a Bad Idea
Federal Trade Commission
Overview for consumers from the Federal Trade Commission describing the ramifications of illegal bankruptcy file segregation.
Fraudulent Health Claims: Don't Be Fooled
Federal Trade Commission
Brochure from the Federal Trade Commission which describes for consumers how to spot fraudulently marketed, and sometimes useless health care products and treatments. It also describes areas where fraud flourishes and how to protect yourself.
Federal Trade Commission Formal Interpretation of Pre-merger Notification Rules, 16 C.F.R. ? 803.30
Federal Trade Commission
Federal Trade Commission Formal Interpretation Number 6 which discusses incorporation by reference in the Antitrust Improvements Act Pre-merger Notification and Report Forms under 16 C.F.R. ? 803.30 .