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Consumer Finance Alert ( January 2000 )
This alert summarizes a US District Court of Delaware's decision holding mandatory arbitration clauses in a "pay day" loan agreement as unenforceable on the grounds that it frustrated the purposes of the Truth in Lending Act (TILA) and the Electronic Funds Transfer Act (EFTA). -
Assignee Liability and Set-off Rights: Steps to Mitigate Risks of Purchasing or Financing Residential Mortgage Loans ( April 2000 )
In light of a number of bankruptcies among mortgage loan originators, participants in the secondary market for resi. -
CONSUMER FRAUD: Spotting and Protecting Yourself Against It [A General Primer] : Investment ( June 1998 )
This is part of the general consumer fraud primer dealing with protecting your investments. -
Revised UCC Article 9 On Its Way ( September 1999 )
The Y2K problem is only one hurdle which the secured credit industry will be facing in the new millennium. -
Stepping Out - Part 2 ( May 1999 )
This article has been specially prepared as an introduction of your rights and responsibilities as an adult citizen of the United States. -
Financing Options: What You, As A Loan Applicant, Should Know Workbook ( April 1999 )
This publication provides information about the loan application process. -
Home Equity Loans: The Three-Day Cancellation Rule ( May 1998 )
Brochure from the Federal Trade Commission which explains federal credit rules that give consumers who apply for a personal loan and use their home to guarantee repayment three days to reconsider and cancel the deal without penalty. -
How to Write Readable Credit Forms ( August 1987 )
Brochure from the Federal Trade Commission with tips for businesses on how to write understandable consumer contracts. The brochure also outlines applicable federal and state legal requirements surrounding document content and organization.
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