The Insurance Company Already Paid Me. Is My Claim Closed for Good, Now?
Barry Fischer
The short answer is: NO. Your settlement is not final. It can be reopened. For example, you might have had an .
New Law Gives Homeowners the Right to Cancel Private Mortgage Insurance
Federal Deposit Insurance Corporation
Publication from the Federal Deposit Insurance Corporation which discusses new laws which will result in considerable savings for many consumers who buy a home with a low down payment but later build up substantial equity in the property.
Insurance Developments in Texas Case Law
Hays, McConn, Rice & Pickering, P.C.
BAD FAITH: 1.Nguyen v. State Farm Lloyds, Inc., 947 S.W.2d 320 (Tex. App.ÃÂBeaumont, June 26, .
Common Homeowners' and Business Liability Insurance Issues in Illinois
Salvi & Maher
A variety of injuries are covered by homeowners? and business liability insurance.
Liability Coverage Exclusions in Insurance Contracts
Kaufman, Payton & Chapa
Insurance policies containing an exclusionary clause for intentional acts are effective to preclude indemnification.
Tort Liability From Illegal Sale of Drugs Does Not Trigger Homeowners Coverage: Inferred Intent Doctrine Expanded by Pennsylvania Superior Court
William T. Salzer and Kori A. Connelly of Swartz Campbell LLC
In August 2002, the Pennsylvania Superior Court ruled that an insurer does not have a duty to defend or indemnify a policyholder for claims captioned as negligence arising out of the policyholderÂs sale of heroin to the victim who subsequently overdosed. This decision has significant consequences for the obligations of insurers to policyholders accused of participating in inherently dangerous and illegal activities.
Too Little, Too Late
Mound Cotton Wollan & Greengrass
(MCW represents certain first-party insurers in this case) In an October 15, 1997 decision, the Superior Court o.
Understanding the Casual Employment Defense
John H. Geaney of Capehart & Scatchard, P.A.
There are a limited number of defenses to workers' compensation claims in New Jersey.
Recent Michigan Federal Court Decision Proposes Definition of "Resident" for Homeowner's Policy Purposes
Kaufman, Payton & Chapa
While Michigan courts have often been in the background in shaping insurance jurisprudence, a recent decision heral.
No Bootstrapping Permitted
Aaron F. Fishbein of Mound Cotton Wollan & Greengrass
In Este Oils Co. v. Federated Ins. Co., No. C-980048, Slip Op. (Ohio Ct. App. Feb. 9, 1999), the Ohio Court of Appe.
Getting A Fair Claim Settlement for Property Owners
Barry Fischer
Hurricane Bertha and Fran wreaked havoc on homes, businesses, apartments and office buildings.
Hurricane Insurance Claim Advisory: Has Your Home Been Condemned?
Barry Fischer
You'd think government would help homeowners after the hurricane. Not so for many shocked North Topsail Beach .
New laws have yet to stem tide of condo suits: The Legislature's goal was to curb litigation, lower insurance costs and promote multifamily housing projects
John P. Evans,Douglas A. Hofmann and Jay Terry of Williams Kastner
Regardless of the Legislature's intent to curb litigation, lower insurance costs and promote multifamily housing projects, the flood of litigation has slowed little. Currently, both the State Senate (Substitute Senate Bill 5536) and House of Representatives (House Bill 3131) are considering amendments to RCW 64.34, the Condominium Act.
Fungus Amoung Us
Thomas E. Miller of Thomas E. Miller Law Office
Following the torrential El Niño rains of 1998, water entered into building exteriors through every crack an.
Primer on Insurance Law
Christopher J. Enge of Law Offices of Christopher J. Enge
This article seeks to explain, in plain language, the step-by-step method attorneys and insurance professionals use to analyze a policy; to explain some of the technical terms; and introduce basic insurance law concepts.
Homeowners' Insurance Claims Denied?
Chaiken & Chaiken, P.C.
The Texas Department of Insurance's Texas Bill of Rights spells out insurers' duties to homeowners and renters, including the right to information from your insurer, prohibited statements related to insurance, your right to insurance despite past water-damage or mold-damage claims, and the right to buy windstorm insurance coverage from the Texas Windstorm Insurance Association (TWIA) if you live in certain areas in Texas.
Insurers Obligated to Notify Insured of Changes in Coverage
Kaufman, Payton & Chapa
An insurer has an affirmative obligation to call an insured's attention to changes in the insured's coverage. Wheth.