National Flood Insurance Program Policy Issuance 5-98
DHS - Federal Emergency Management Agency
Policy issuance from the Federal Emergency Management Agency which indicates that the 30 day waiting period to various mortgage lending and insurance underwriting situations will not apply when there is an existing insurance policy and an additional amount of flood insurance is required in connection with the making, increasing, extension, or renewal of a loan.
The Irrevocable Life Insurance Trust
Peter J. Parhiala of Peter J. Parhiala Law Firm
Among all the financial products consumers buy, life insurance is one of the most common.
Insurers Must Act Promptly on Reinstated Applications
Slattery & Jespersen, P.C.
Delay results in reinstatement of policy In December 1993, Bruce Fein inadvertently failed to pay the premium .
Life Insurance Fraud: "Vanishing Premium" Insurance Policies
Malesovas & Martin, L.L.P.
Several years ago, the life insurance industry began marketing individual life insurance policies which they could.
Stub Policies: You Get What You Pay For
Anthony Bartell and Steven H. Weisman of McCarter & English, LLP
New Jersey's Appellate Division recently held that an insurance company, which accepts additional premiums to extend its policy's termination date for less than twelve months, must pay additional policy limits for claims triggering the extended "stub policy" period. The Court reasoned that "an insured who pays a prorated premium for insurance coverage for an additional period with all other terms of the policy to remain the same would reasonably expect that such a prorated premium reflects only the insurer's reduced time on the risk, not a reduction in the policy's aggregate coverage limits."
Long-Term Care Insurance Premiums Now Deductible
Karen A. McSherry of Schlossberg & Associates P.C.
It is time for us to face the harsh realities of the current Medicaid system. Short of totally impoverishing oursel.
Viatical Settlements: A Guide for People With Terminal Illness
Federal Trade Commission
Brochure from the Federal Trade Commission which discusses the various options which exist for people with terminal illnesses when financial needs are critical. Describes viatical settlement or sales of life insurance policies for a lump sum payment.
Pension Plan Premiums
Pension Benefit Guaranty Corp. Ogc Library
Answers to questions frequently asked by employers and pension professionals regarding Pension Benefit Guaranty Corporation premiums.